Can Not Afford the Mortgage

We are having real problems keeping up payments with the mortgage.

We over extended on what we could afford if something went wrong when we purchased our home 2 years ago. We were both employed, well paid, and assumed we'd always both be in work, well life doesn't work that way and when my wife lost here job, the mortgage went from easily affordable to a serious struggle!

No idea what we are going to do, we have enough savings to pay the mortgage etc... for about 3 maybe 5 months.

This credit crunch crap sucks!!!!